HDFC ERGO Health Insurance: In today’s time, every person should take good care of his health. We are saying this because in today’s era, due to expensive medicines and expensive treatment, these diseases cause trouble and shock to the person. Therefore, health insurance is done for such times. You can get this health insurance as your safety shield from HDFC ERGO Health Insurance. We are going to give you all the information about this plan, how you can take advantage of it.
What is HDFC ERGO Health Insurance?
HDFC ERGO is a general insurance company. It is a joint venture of HDFC Limited and ERGO International AG. This company does health, travel, motor, home and other types of insurance in India. HDFC ERGO does many excellent health insurance, which is very good for people of different ages. You can get this health insurance as your security cover from HDFC ERGO Health Insurance. Its cashless facility is available in more than 12 thousand hospitals in India.
Features of HDFC ERGO Health Insurance
If you take health insurance in HDFC ERGO, then you get its cashless facility in more than 12 thousand hospitals in India. In which the patient does not have to worry about the expense.
If you claim health insurance in HDFC ERGO, then you get the facility of paperless in the company, along with this you also get to make digital claim in it.
If you are not able to make any kind of claim on health insurance in a year, then the amount will keep increasing up to 50 percent next year. This amount will keep increasing for 5 years.
The special thing about HDFC ERGO health insurance is that the insurance company bears your medical expenses before and after hospitalization.
HDFC ERGO Health Insurance Plans
Free health checkup facility is available in Optima Restore Health Insurance Plan. In this plan, the policy holder is given coverage of health expenses 60 days before and 180 days after.
In My Health Suraksha plan, the policy holder and his family get the benefit of health insurance. It also provides insurance amount ranging from Rs 5 lakh to Rs 75 lakh.
HDFC Agro’s Critical Illness Plan is a very good health insurance. In this, you get coverage for serious diseases like cancer, heart attack and kidney failure. In this, a lump sum amount is paid for your treatment.
How does HDFC ERGO health insurance work?
If you can take health insurance policy online or offline. For online policy, you have to go to the official website of health insurance and choose the right plan according to you. And you will also have to deposit its premium online. If you are admitted to the hospital chosen by the company, then your health expenses are paid only after approval by the company.
If you want to buy health insurance offline, then you have to visit the HDFC ERGO branch in your area. Where you have to choose the policy according to your choice. You will be informed about this by the agent.
Why take HDFC ERGO Health Insurance?
The policy holder gets 24/7 customer support in HDFC Agro Health Insurance. You can contact the customer service center for any kind of help. In HDFC ERGO Health Insurance, you get a claim settlement ratio of more than 99%, Agro Health Insurance is a very reliable health insurance company in the country. You also get a special facility in HDFC EGRO, in this you can also transfer health insurance of any other company. This facility is not available in other companies. Due to this facility, people like this.
